Louisiana NFL Betting – Top LA Sportsbooks & Saints Odds for 2025

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Louisiana’s NFL betting market, launched January 28, 2022, thrives under the oversight of the Louisiana Gaming Control Board (LGCB).

With eight licensed operators and over $3 billion in annual handle, it’s one of the nation’s most mature markets.

Unique parish-by-parish approvals—55 of 64 parishes—shape local play, while the Saints’ passionate fanbase at Caesars Superdome and their Kellen Moore–led rebuild create fresh value in NFL betting statewide.

Top Louisiana Sportsbooks for NFL Wagering

Louisiana’s NFL betting landscape features eight LGCB-licensed operators, each competing for market share with tailored football offerings.

Our evaluation centers on four key criteria: competitiveness of Saints odds, depth of Superdome prop markets, availability of Louisiana-specific promotions, and the overall mobile app experience.

This comparative approach highlights which sportsbooks truly deliver superior value for Louisiana NFL betting, helping players identify the best platforms for odds, promos, and user experience.

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1
Fanduel Sportsbook logo

5.0

Fanduel Sportsbook

Bonus
Bet $5
Win $150 in Bonus Bets If Your Bet Wins!

21+ in OH. $5 min deposit req. Bonus Bets non-withdrawable, expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

2
BetMGM Sportsbook logo

5.0

BetMGM Sportsbook

Bonus
Up to $1,500 first bet offer
If your first bet loses

21+ in OH. $10 min bet req. Bonus Bets non-withdrawable, expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

3
Caesars Sportsbook logo

5.0

Caesars Sportsbook

Bonus
Bet $1 on you first deposit
Double Your Winnings Your Next 20 Bets

21+ in OH. $1 min bet req. Profit Boosts expire 14 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

4
Bet365 Sportsbook logo

5.0

Bet365 Sportsbook

Bonus
Bet $5 and get $150 in bonus bets
Or up to $1,000 safety net

21+ in OH. Bonus Bets expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

5
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5.0

BetRivers Sportsbook

Bonus
Up to a $250 second chance bet
If your first bet loses

Must be 21+ to participate. T&Cs Apply. Gambling problem? Call or Text 1-800-GAMBLER  

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5.0

Fanatics Sportsbook

Bonus
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Affiliate Disclosure

Some links on this page are paid (affiliate) links to licensed operators. If a link is used to sign up or deposit, we may earn a commission at no added cost to players. Compensation does not determine our scores, reviews follow the transparent criteria outlined in our rating methodology.

Getting Started with NFL Betting in Louisiana

New bettors in Louisiana can begin wagering on the NFL with a few simple steps, making NFL betting LA accessible and straightforward for first-time players.

  1. First, confirm you are in one of the 55 NFL betting approvedparishes Louisiana and that you’re 21 or older.
  2. Next, select an LGCB-licensed sportsbook and create your account by verifying identity and location.
  3. Fund your wallet through options such as debit card, PayPal, or online banking.
  4. Once set up, browse NFL markets—whether Saints moneylines, Superdome prop bets, or league futures—and place your first wager.
  5. Finally, track results in-app, explore live betting features, and take advantage of Louisiana-specific promotions to maximize value.

Louisiana NFL Betting Legal Framework

  • Legalization Date: Sports betting was legalized in Louisiana on January 28, 2022.
  • Regulator: All activity is overseen by the Louisiana Gaming Control Board (LGCB), which ensures compliance and market integrity.
  • Age Requirement: Bettors must be 21 years or older.
  • Geolocation: Wagering requires physical presence within an approved parish, verified by geolocation technology.
  • Parish System: 55 of 64 parishes allow sports betting, while 9 parishes remain restricted.
  • Formats: Both online and retail sportsbooks are permitted statewide.
  • Restrictions: As of August 1, 2024college player props are banned, limiting markets to protect amateur athletes.

Louisiana NFL Betting Promotions & Bonuses

Louisiana’s NFL betting market gives players powerful ways to stretch their bankroll through promotions offered by the state’s eight LGCB-licensed operators, making NFL sports Louisiana one of the most dynamic wagering environments in the region.

By strategically selecting bonuses, bettors can maximize long-term value on Saints wagers and league-wide action.

Welcome Bonuses for Saints Betting

Louisiana sportsbooks welcome new players with promos designed to give New Orleans Saints fans extra value right from the start.

The best Louisiana NFL betting sites make these offers easy to claim, from bonus bets after your first wager to “bet and get” credits.

Saints-specific boosts are common too, especially on Caesars Superdome matchups.

By comparing these packages, bettors can quickly spot which sportsbook delivers the strongest early edge.

Weekly NFL Odds Boosts in Louisiana

Louisiana sportsbooks frequently spotlight the Saints with enhanced odds on moneylines, props, and parlays at Caesars Superdome.

These offers peak during primetime matchups, when national attention is highest.

Since each operator structures promos differently—boosted payouts, bonus bets, or near-miss credits—shopping across platforms is the best way to secure value on NFL betting odds Louisiana, especially when Saints lines are shaded by local bias.

NFL Promotion Type Comparison

Promotion Type

Best For

Availability

Bonus Bet back if your first wager doesn’t hit

New users looking for an easier entry

Widely available across Louisiana operators

Odds Boosts

Saints games, primetime moneylines/props

Daily or weekly; most operators feature them

Profit Boosts

Larger payouts on standard NFL bets

Common on Sundays and playoff weeks

Parlay bonus back if one leg misses

Multi-leg parlays including Saints action

Select operators; frequent during NFL season

NFL Bet Types Available at Louisiana Sportsbooks

Louisiana’s NFL betting market offers a full menu of wagering options, giving Saints fans numerous ways to back their team and the league at large, with the best NFL betting sites Louisiana delivering competitive odds, promos, and seamless mobile access.

Each bet type has its own strategy, and tying them to Saints examples makes them easier to understand.

Standard NFL Wagers

Moneyline: The simplest wager—pick the winner of the game. Example: Betting the Saints to defeat the Falcons at Caesars Superdome pays out if New Orleans wins, regardless of margin. Moneyline markets are the foundation of Louisiana NFL odds.

Point Spread: The spread levels the playing field by setting a margin of victory. Example: If the Saints are listed at -3.5 vs. the Panthers, they must win by four or more points for the bet to cash.

Totals (Over/Under): Betting on the combined score of both teams. Example: A line of 44.5 points in a Saints–Buccaneers matchup means you can take the Over if you expect a high-scoring game in the dome.

Advanced NFL Betting Options

  • Player Props: Wagers on individual player performance. Example: Anthony Richardson passing yards when facing the Saints, or Alvin Kamara rushing yards in divisional contests. These prop markets are a major part of NFL betting odds LA, giving fans personalized action on star players.
  • Game Props: Focused on in-game events rather than outcomes. Example: Betting on the first team to score at Caesars Superdome or total field goals made.
  • Live Betting: Real-time wagers placed during the game. Example: Taking the Saints to cover the second-half spread if they trail early but are expected to rally at home. NFL live betting Louisiana markets make these dynamic plays possible, giving fans a chance to react instantly as the action unfolds.

Futures & Season-Long Bets

Louisiana bettors can take advantage of futures markets offered by LGCB-licensed sportsbooks to back the Saints in long-range outcomes — an ideal option during a rebuilding season under Kellen Moore.

Futures let you wager early, locking in value before the market adjusts.

Popular markets include Super Bowl winner, conference champion, NFC South winner, playoff qualification, and win totals.

These futures are the foundation of NFL playoff betting odds Louisiana, giving players early access to lines that often move sharply as the season unfolds.

Saints 2025 Season Futures

Market

Saint Odds

Market Average

Super Bowl Winner

+40,000

At longshot range among league-wide odds

Conference Championship

+15,000

Reflects low probability public sentiment

NFC South Winner

+1,300

Saints +1,300 at FanDuel for division title

Playoffs (Yes/No)

+820/-1,600

Saints +820 to make playoffs under current

Regular Season Wins O/U

6.5 games (Over/Under)

Example line: Over/Under 6.5 total wins

Same Game Parlays & Multi-Bets

Louisiana bettors love building same game parlays (SGPs) on Saints matchups. Popular combos include:

  • Saints moneyline + Derek Carr Over passing yards + Chris Olave Anytime TD.
  • Saints win + Game Over + Wil Lutz Over field goals.

SGPs work best when legs are positively correlated—like a Saints win paired with strong offensive props. Primetime games at Caesars Superdome often see boosted SGP promos, reflecting local demand for high-payout multi-bets.

Betting on the New Orleans Saints – Complete Guide

In Louisiana, betting on the Saints is as much tradition as fandom. At the Caesars Superdome, home-field noise and controlled conditions often push totals higher.

Divisional games against the Falcons, Panthers, and Buccaneers are popular, while props on Alvin Kamara and Chris Olave draw local action.

Under new coach Kellen Moore, bettors may find early-season value before markets adjust.

With 8 licensed sportsbooks and $3B+ annual handle, this Louisiana NFL betting guide shows how loyalty and smart strategy go hand in hand in one of the league’s most mature markets.

New Orleans Saints Betting Analysis

The Caesars Superdome’s controlled conditions and crowd noise boost scoring, often creating value on Over totals.

Bettors target Alvin Kamara and Chris Olave props, while divisional familiarity sharpens lines but leaves situational angles.

With Kellen Moore’s offensive focus and Spencer Rattler’s volatility, early-season Saints wagers could offer unique value before markets fully adjust.

Saints Historical Betting Trends

  • 2024 Record: Saints finished 5–12 (7–10 ATS), showing frequent underperformance.
  • Superdome Edge: Dome conditions and crowd noise boost scoring and totals.
  • Division Trends: Saints–Falcons lean Over; Panthers/Bucs matchups skew defensive.
  • Weather Factor: Road trips north (Chicago, Carolina) add wind/cold variables that depress scoring.

Louisiana College Football Crossover

Louisiana’s betting culture blends LSU Saturdays with Saints Sundays, as fans often roll wins (or chase losses) from college into NFL wagers.

LSU momentum regularly fuels optimism in Saints moneylines and props, especially on home weekends.

Since August 2024, however, college player props are banned; bettors can only target LSU team totals, spreads, and game lines, while NFL markets now provide the player-specific action.

NFL Odds Comparison & Line Shopping in Louisiana

With eight LGCB-licensed sportsbooks competing for action, Louisiana bettors can gain a real edge through line shopping.

Even small differences in odds matter—finding the Saints at +120 instead of +110 on a moneyline wager improves long-term returns by nearly 5%.

This is why NFL line betting Louisiana stands out: competitive operators create value for savvy players who compare prices before locking in a wager.

How to Line Shop Effectively

  • Compare Key Numbers: Look for half-point shifts on spreads (e.g., Saints -2.5 vs. -3.0). A small edge can swing close games.
  • Check Totals Across Books: One operator may list 44.5 on a Saints–Falcons matchup while another posts 45.5, changing your Over/Under outcome.
  • Evaluate Props & Boosts: Player props (like Alvin Kamara rushing yards) can vary widely across platforms. Pair the best line with promotional boosts for extra value.
  • Use Multiple Apps: Since 97% of Louisiana wagers are placed on mobile, switching between sportsbooks takes seconds and can compound long-term gains.

Understanding NFL Betting Lines

Understanding how NFL betting lines Louisiana are set — from moneylines and spreads to totals and props — helps players spot value, avoid common pitfalls, and make smarter plays across the state’s licensed sportsbooks.

American Odds

  • +150 = win $150 on a $100 bet.
  • -150 = risk $150 to profit $100.

Implied Probability

  • Formula:
    • Negative = Odds ÷ (Odds + 100)
    • Positive = 100 ÷ (Odds + 100)
  • Example: Saints -150 → 60% chance. Saints +200 → 33% chance.

Line Movement

In Louisiana, lines move fast with local money on the Saints. A spread may open at -2.5 and shift to -3.5 at Caesars Superdome once heavy in-state bets roll in.

Real-Time Odds Comparison

Here’s a sample Saints vs. Falcons odds comparison table (spread, moneyline, total) you can use as a template. You’ll want to fill in real numbers when the lines go live:

Saints vs. Falcons Odds Comparison example

SportsbookSpreadMoneylineTotal O/U
FanDuelSaints -3.5 (-110)Saints +110/Falcons -130O 46.5/U 46.5 (-110)
DrafKingsSaints -3.0 (-105)Saints +110/Falcons -120O 46.0/U 46.0 (-108)
CaesarsSaints -3.5 (-115)Saints +115/Falcons -135O 47.0/U 47.0 (-112)
BetMGMSaints -3.0 (-108)Saints +105/Falcons -125O 46.5/U 46.5 (-110)

Louisiana NFL Betting Apps Reviewed

How we evaluate the best Louisiana sportsbooks and their offers: we test real-world app speed, check live-odds refresh stability, and measure the depth of Saints/Superdome props along with parlay builders.

We also look at banking UX, personalization features, and responsible-gaming tools.

On top of that, we track Louisiana sports promos, noting parish-specific boosts, seasonal offers, and operator competition, while confirming geolocation reliability across approved parishes.

FanDuel Louisiana – Market Leader

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Fanduel Sportsbook logo

4.8

Fanduel Sportsbook

Bonus
Bet $5
Win $150 in Bonus Bets If Your Bet Wins!

21+ in OH. $5 min deposit req. Bonus Bets non-withdrawable, expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

FanDuel brings polished UX, strong prop depth, and frequent boosts to the Louisiana sports betting scene—particularly compelling for bettors who value app design and promotional volume.

Strengths

  • 35–40% share of Louisiana’s betting handle.
  • Same Game Parlay+ makes stacking Saints bets easy.
  • Frequent Saints boosts tied to Caesars Superdome.
  • Reliable geolocation across approved parishes.

Watch-outs

  • Standard line odds not always the sharpest.
  • Prop menus can feel cluttered during NFL peak times.

Best for

  • Bettors who want a fast, polished app with deep Saints coverage.
  • Fans who enjoy building parlays and leveraging local team promos.

BetMGM Louisiana – Premium All-Rounder

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BetMGM Sportsbook logo

4.8

BetMGM Sportsbook

Bonus
Up to $1,500 first bet offer
If your first bet loses

21+ in OH. $10 min bet req. Bonus Bets non-withdrawable, expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  


BetMGM LA: a top-tier, full-feature sportsbook that blends deep markets, rewards integration, and strong promotional volume.

Strengths

  • Strong NFL prop depth and live betting.
  • Frequent boosts and rotating “bet & get” promos.
  • MGM Rewards crossover with casino/hotel perks.

Watch-outs

  • Prop menus not as wide as DraftKings/FanDuel.
  • Boosts often tied to big national games only.

Best for

  • Bettors who want loyalty rewards plus sportsbook value.
  • Players who prefer a steady all-around option.

DraftKings Louisiana – Co-Market Leader

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DraftKings Sportsbook logo

4.5

DraftKings Sportsbook

Bonus
Bet $5 and get $200
If your bet wins!

21+ in OH. $5 min bet req. New Customer Offer Token expires 7 days after offer expiration. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

DraftKings LA offers a leading all-purpose sportsbook that combines deep market breadth, smooth user experience, and frequent boosts — all licensed to operate in authorized Louisiana parishes.

Strengths

  • Deep NFL/prop/futures menu with SGPs.
  • Strong mobile UX and frequent boosts.
  • Licensed parish-level compliance built in.

Watch-outs

  • Standard line odds sometimes weaker than rivals.
  • High-volume winners may see limits quicker.

Best for

  • Bettors who want broad markets and promos in one app.
  • Users who like building creative parlays.
  • Users who value rewards and retail tie-ins alongside a robust platform for mobile NFL betting Louisiana.

Caesars Louisiana – Local Powerhouse

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Caesars Sportsbook logo

4.5

Caesars Sportsbook

Bonus
Bet $1 on you first deposit
Double Your Winnings Your Next 20 Bets

21+ in OH. $1 min bet req. Profit Boosts expire 14 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  

Backed by the Caesars brand and its exclusive Superdome partnership, Caesars Louisiana blends unmatched local visibility with strong retail integration through Harrah’s New Orleans.

Strengths

  • Exclusive naming rights to Caesars Superdome.
  • Official Saints betting partner with local promos.
  • Retail access via Harrah’s New Orleans + Caesars Rewards.

Watch-outs

  • Prop market depth lags DraftKings/FanDuel.
  • Odds boost cadence can be inconsistent, with bigger offers tied mainly to primetime or when betting on Saints games, as operators target local fans with special promos.

Best for

  • Saints fans looking for localized promos and a direct tie-in with the Superdome experience.
  • Bettors who value retail access at Harrah’s New Orleans and cross-earning in the Caesars Rewards program.

ESPN Bet Louisiana – Media-Integrated Value Play

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ESPN BET Sportsbook logo

4.8

ESPN BET Sportsbook

Bonus
Register now
And enjoy playing at ESPN Bet

21+ in OH. $10 min deposit and bet req. Bonus Bets non-withdrawable, expire 7 days after receipt. T&Cs apply. Gambling Problem? Call 1-800-GAMBLER.  


The sportsbook powered by ESPN’s brand and media reach, combining editorial-driven insight with competitive odds in Louisiana.

Strengths

  • Integrated with ESPN content and analysis.
  • Competitive pricing and smooth UI.
  • Media-driven promos tied to ESPN coverage.

Watch-outs

  • Prop depth still growing vs. top books.
  • Bonus bets limited to net winnings only.

Best for

  • Fans who follow ESPN and want betting tied to content.
  • Secondary book users seeking value in line differences.

Strategic NFL Betting Tips for Louisiana Players

  • Shop Lines: Compare odds across all 8 licensed sportsbooks—small differences add up.
  • Leverage Home Edge: Caesars Superdome trends favor Overs and Saints skill-player props.
  • Time Bets: Bet early on the Saints; wait if you’re fading them, as local money inflates lines.
  • Smart Parlays: Combine correlated legs (Saints win + Carr Over + Olave TD) for higher value.
  • Division Focus: NFC South matchups offer exploitable scoring and ATS patterns.

Analyzing Superdome Trends

The Caesars Superdome is one of the NFL’s toughest venues, with climate control neutralizing heat, tighter lines in divisional games, and crowd noise that disrupts opponents. For bettors, this often means added value on Saints spreads and defensive props at home.

Parish Betting Considerations

  • Parish Restrictions: Not all parishes allow online sports betting. If you’re in a restricted parish, bets won’t go through, which is why understanding parish-level rules is essential for online NFL betting Louisiana players
  • Border Betting: Crossing into a legal parish (even a short drive) unlocks betting access.
  • Account Setup: You can create accounts and deposit funds anywhere; you just need to be in a legal parish to place wagers.
  • Geolocation Tips: Keep Wi-Fi on, allow app location access, and avoid sitting right on a restricted-border zone.

Weather & Regional Impact

Weather Impact on Saints Betting

Condition

Typical Impact

Betting Adjustment

Dome Games (Superdome)

Controlled climate → fast track, offense thrives

Favor overs & Saints’ passing efficiency

September Heat (Road)

Fatigue, cramping risk for visiting defense

Lean unders, consider 2H scoring drop-offs

December Cold (North)

Reduced passing efficiency, run-heavy games

Slight edge to unders & rushing props

Wind in Carolina/Atlanta

Kicks/passing disrupted, sloppy execution

Downgrade QBs/kickers, lean toward unders

Author’s Analysis – Capitalizing on Louisiana’s NFL Betting Market

Since sports betting went live in Louisiana in 2022, I’ve noticed patterns you won’t find in other states.

Local bias often pushes Saints lines a half-point higher, and parish promos in Orleans and East Baton Rouge can add 15–30 cents of value.

These edges make betting on NFL Louisiana unique — especially if you fade inflated Saints numbers and shop lines across operators.

DraftKings, Caesars, and BetMGM often post different numbers, and line shopping can net a half-point edge.

December Superdome unders have hit in 6 of the last 8, thanks to slower pace and conservative scripts.

My playbook: fade inflated Saints overs, grab parish promos, and shop lines, not logos.

Responsible NFL Wagering in Louisiana (21+ Only)

At louisianabettinghub.com, we emphasize responsible play above all else. NFL betting should add excitement, not financial strain.

If gambling ever feels overwhelming, Louisiana offers strong support through the Louisiana Gaming Control Board and state-funded treatment programs.

National resources like the NCPG helpline (1-800-522-4700) are also available 24/7.

Set limits, use self-exclusion tools when needed, and remember: responsible wagering ensures the game stays fun.

Establishing NFL Betting Boundaries

  • Pre-Season Budget Planning: Define a clear bankroll before the season begins. Treat it as entertainment money, not income, and avoid mid-season top-ups that lead to chasing losses.
  • Weekly Loss Limits: Cap your weekly losses (5–10% of your bankroll is common). Once that limit is reached, stop betting until the following week.
  • Saints Emotional Betting Awareness: Local loyalty can cloud judgment. Recognize when fandom is influencing your picks and consider avoiding direct Saints wagers to maintain objectivity. Many of the sharpest NFL betting picks Louisiana come from spotting value on opponents or totals rather than leaning into hometown bias.
  • Parish Restriction Compliance: Always honor parish-level betting laws. Use legal sportsbooks, enable geolocation, and avoid attempting to bypass restrictions.

Louisiana Sportsbook Player Protection Tools

Tool

Function

Duration Options

Deposit Limits

Cap how much money you can fund

Daily / Weekly / Monthly

Wager Limits

Set maximum bet amounts

Per bet / Daily / Weekly

Time Limits

Restrict betting session length

1–24 hours

Cool-Off

Take a temporary betting break

24–72 hours

Self-Exclusion

Full ban from all betting apps

5 years minimum (Louisiana standard)

Louisiana Gambling Support Resources

24/7 Support Available

  • Louisiana Problem Gamblers Helpline: 1-877-770-STOP (1-877-770-7867)
  • Text Support: Text HELP to 1-877-770-7867
  • Website: www.helpforgambling.org

Additional Louisiana Resources

  • LGCB Self-Exclusion Program – Available in-person at Louisiana State Police locations
  • Louisiana Association on Compulsive Gambling – Education, advocacy, and support services
  • CORE Center of Recovery (Shreveport) – Free residential treatment for gambling disorders
  • Regional Human Service Districts – Free outpatient counseling across the state
  • Gamblers Anonymous Louisiana – Peer-support meetings statewide
  • ViaLink Crisis Support – 24/7 crisis intervention and referrals
  • Louisiana Gambling Support Services – Gambling-specific services and treatment programs

All services are confidential and free, with Louisiana residents eligible for state-funded treatment. Help is always available — don’t hesitate to reach out.

Louisiana NFL Betting FAQ Section

Is NFL betting legal in Louisiana?

Yes. Louisiana NFL betting online and retail sports betting is legal in 55 of 64 parishes that approved wagering in 2020.

Can I bet on the Saints in my parish?

If your parish approved sports betting, yes. If not, you’ll need to be physically located in a legal parish to place a wager.

What’s the minimum age for NFL betting in Louisiana?

The legal age is 21+.

Can I bet on LSU football games?

Yes, college sports wagering is permitted, including LSU football, though some props may be restricted.

Which Louisiana sportsbooks offer the best NFL odds?

Major operators include Caesars, DraftKings, FanDuel, and BetMGM. Odds often vary, so line shopping across multiple books is recommended.

How do parish restrictions work?

Sportsbooks use geolocation to block bets placed from restricted parishes. Account access is allowed, but bets won’t process.

Can I create an account if I live in a restricted parish?

Yes, you can register, deposit, and browse lines — but you must be in a legal parish to place bets.

Are NFL betting winnings taxed in Louisiana?

Yes. Winnings are subject to federal income tax and Louisiana state income tax (4.25%). Sportsbooks may issue tax forms for large wins.

Can I bet at the Caesars Superdome?

Yes. The Superdome features on-site sportsbook kiosks and mobile betting within the stadium, subject to geolocation.

What NFL props can I bet in Louisiana?

Standard markets include player props (passing yards, TDs, rushing totals), team props, and game props. Some restrictions may apply to college props, but NFL prop betting is widely available.

Danilo Capasso is a journalist and sports betting analyst known for making complex data simple and actionable. At Louisiana Betting Hub, he delivers clear insights on local teams and national events, giving bettors in the Pelican State the confidence to make informed wagering decisions.